Free Credit Analysis (limited)

Thank You for Choosing Patriots Credit Services

Congratulations on taking the first step toward homeownership! Your journey to mortgage approval starts now,
and we’re here to guide you with a Detailed Credit Analysis and a Step-by-Step Credit Action Plan
tailored for your success.

Do You Need to Purchase a Credit Report?

If your loan officer has already sent us your credit report, there is no need to purchase another one.
Simply sit back and allow 24-48 hours for your analysis to be completed and emailed to you.

However, if your loan officer did not run your credit or provide us with a report,
you will need to purchase one for $1.99 to proceed. The benefit of pulling the report yourself
is that there will be no hard inquiry, meaning your credit score will remain unaffected.

Want to take it a step further?

Free Credit Analysis vs. Premium Action Plan

As part of our commitment to helping you achieve homeownership, we offer a Free Credit Analysis
that provides an overview of your credit standing and key areas for improvement.

For those who want a step-by-step strategy to maximize their mortgage approval success,
we offer an Advanced Credit Action Plan for $39.99. This includes:

🔍 Step 1: Full Mortgage Credit Analysis

✅ Breakdown of FICO 2, 4, & 5 – The scores mortgage lenders actually use
✅ Identify errors, collections, charge-offs, and high debt utilization
✅ Detect mortgage underwriting red flags before they cause denials

📝 Step 2: Step-by-Step Credit Action Plan

✅ Dispute & Remove Inaccurate Negative Items – Fully FCRA & FDCPA compliant
✅ Debt Utilization & Credit Mix Optimization – Lower balances & increase limits
✅ Guidance on Adding New Credit to strengthen your mortgage profile
✅ Strategic Payment Adjustments to maximize score growth

📈 Step 3: Mortgage Readiness & Approval Strategy

✅ Lender-Specific Credit Readiness – FHA, VA, USDA, Conventional loans
✅ Ongoing Progress Tracking & Score Updates
✅ Pre-Approval Guidance – Connect with Mortgage Brokers & Lenders

If you’re ready to fast-track your mortgage approval, upgrade now and receive expert guidance every step of the way.

Step 1: Get Your Credit Report

If you have not yet retrieved your credit report, click below to sign up for your $1.99 Credit Monitoring Service:

Get Your Credit Report

Ready to move forward for with a full credit repair program?

Step 2: Submit Your Login Information

After enrolling in the credit monitoring service, please submit your login credentials to complete your Credit Analysis.

📧 Email Option: Send your login details to your Account Manager (contact details below).

🔗 Schedule a Consultation: If you’d rather discuss this first, book a call with your Account Manager.

Step 3: Complete Your Enrollment

Click the button below to open the enrollment form:

Your Account Specialist:

Craig Rice

Craig Rice
Consumer Financial Hardship Advocate
Executive Director, Patriots Credit Services
Email: Craig@patriotscreditservices.com

📅 Book a Consultation

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