We Can Repair Your Credit in Just a Few Short Months

From Debt Consolidation to Credit Disputes, We Can Handle it All

Turning Your Denied Credit Into APPROVED Credit

Come to Us for Credit Repair Nationwide or Visit One of Our Locations!

Take Back Your Credit

Turn to Us for Nationwide Credit Repair

Welcome to Patriots Credit Services!

Repairing credit and getting your financial life back on track is our mission. With over 25 years of experience, Patriots Credit Services has been dedicated to helping people like you achieve their credit goals. Our founder, Craig Rice, has been assisting consumers nationwide with credit repair services since 1997, bringing a wealth of expertise to our organization.

We understand that credit issues can sometimes require specialized knowledge. That’s why we have an on-staff attorney ready to assist with more complex situations. Our underwriting department meticulously reviews your credit file and provides you with an approval before you continue working with your lender or real estate agent. This ensures that you have the confidence to take the next steps towards your financial goals.

Our services encompass a wide range of solutions tailored to your needs. From credit repair and counseling to debt negotiation and student loan consolidation, we have the tools and expertise to help you overcome your financial challenges. Additionally, we have established partnerships with local mortgage companies and real estate agents to assist you in finding your dream home and securing financing.

At Patriots Credit Services, we take pride in delivering exceptional service. We are proud to be rated in the top 2% of the industry, a testament to our commitment to excellence. Our team is dedicated to providing you with the best possible support and results.

Don’t let credit issues hold you back any longer. Contact us today to learn how Patriots Credit Services can help fix your credit problems. Let us be your trusted partner in achieving your financial goals.

Our Services Include:

  • Credit repair: We leverage our expertise and knowledge of consumer protection laws, such as the Fair Debt Collection Practices Act, Fair Credit Reporting Act, Fair and Accurate Credit Transaction Act, Fair Credit Billing Act, and more, to advocate for the deletion of inaccurate or unfair items from your credit report.
  • Credit counseling: Our experienced team will provide guidance and strategies to help you manage your credit responsibly, rebuild your credit history, and achieve long-term financial stability.
  • Debt negotiation: We work with your creditors to negotiate favorable settlement terms, helping you reduce your overall debt burden and regain control of your finances.
  • Student loan consolidation: Our specialists will assist you in consolidating your student loans into a single, manageable payment plan, easing the financial strain and helping you stay on track with your education debt.

Don’t wait any longer to improve your credit. Call us now to speak with one of our experts and take the first step towards credit repair with Patriots Credit Services.

  • Fair Debt Collection Practices Act
  • Fair Credit Reporting Act
  • Fair and Accurate Credit Transaction Act
  • Fair Credit Billing Act
  • And many more

We leverage these laws for deletions.

Improve your credit with Patriots Credit Services. Call now to talk about credit repair with an expert.

Featured in…

Learn About Our Credit Services

For over 25 years, our founder has been helping consumers nationwide repair their credit and get their financial lives back on track. Since 2007, Patriots Credit Services has been offering:

  • Credit Repair
  • Credit Counseling
  • Debt Negotiation
  • Student Loan Consolidation
  • In-house Attorney
  • In-house Underwriting Dept
  • Local Mortgage companies that will get you APPROVED
  • Local Real Estate agents that will find your dream home


Don’t ignore your credit issues, especially if you can dispute errors on your credit report. Contact us today to discover how we can help fix your credit problems.

Why Work With Us to Repair Your Credit?

  • Patriots Credit Services is dedicated to doing everything possible to restore your credit. Our team provides:

    • Free consultations to discuss your needs
    • Detailed credit exams and dispute services
    • Service payment plans that fit your situation

    Get the credit counseling or debt consolidation help you need from experts you can trust. Email, call or stop by one of our offices today to discuss your debts and credit issues.

We are a board-certified credit repair company that utilizes the FCRA (Fair Credit Reporting Act), the FDCPA (Fair Debt Collection Practices Act), the FACTA (Fair and Accurate Credit Transaction Act) and the FCBA (Fair Credit Billing Act) to remove inaccurate/outdated/unverifiable items from your credit file. This results in an increase in your credit scores, approval for your goals and thousands of dollars saved in interest each year. Instead of spending month after month with other so-called credit repair companies, with us you pay for RESULTS after completed. Don’t allow other companies to charge you a monthly service fee, stretching out the length of time your program should take. With them, you pay for time; with us you pay for results! This ensures an affordable and results-driven credit repair experience.

Our Mission Statement

At Patriots Credit Services, our mission is to empower individuals and transform lives by providing comprehensive credit repair and financial solutions. With over 25 years of experience, our dedicated team is committed to helping people overcome credit challenges and achieve their financial goals.

We believe in going beyond traditional dispute methods and taking a proactive approach to credit repair. Through direct communication with collection agencies and creditors, we advocate for our clients and employ negotiation tactics to secure Pay For Delete agreements whenever possible. Our meticulous approach ensures that inaccurate, outdated, or unfair items are removed from credit reports, offering our clients a fresh start and the opportunity to build a solid credit profile.

Transparency and accountability are at the core of our practices. We maintain a meticulous paper trail through certified mail, demonstrating compliance and holding collection agencies, credit bureaus, and creditors accountable for any discrepancies or failures to comply with legal obligations. We leverage our deep industry expertise and the guidance of our attorney to ensure that our practices adhere to the highest standards of compliance.

Beyond credit repair, we recognize that financial well-being is multi-faceted. That’s why we offer a comprehensive range of services, including credit counseling, debt negotiation, student loan consolidation, and more. Our team of experienced professionals works closely with each client to develop personalized strategies that align with their specific needs and goals.

We measure our success by the satisfaction and achievements of our clients. Our payment structure is results-based, reflecting our unwavering commitment to their financial well-being. With unrivaled expertise, exceptional service, and a dedication to achieving tangible results, we strive to be the trusted partner individuals can rely on to unlock their full credit potential.

Our mission is to be a beacon of hope and a catalyst for positive change in the lives of our clients. We are proud to be the driving force behind their credit improvement journey, providing the support, guidance, and expertise they need to regain control of their financial future. Together, we will build a brighter and more prosperous tomorrow.

Our Association


Customer Reviews

Read More
Dannie and I would like to give a big Thank You to Craig Rice with Patriots Credit Services! He has helped us out tremdonsly with fixing our credit and soon we will be able to buy our own home! It definitely means a lot to us and we recommend anyone that needs a lil' assist with their credit!! We're so excited to be able to raise our kids in a place they truly call home forever!
Read More
Dannie and I would like to give a big Thank You to Craig Rice with Patriots Credit Services! He has helped us out tremdonsly with fixing our credit and soon we will be able to buy our own home! It definitely means a lot to us and we recommend anyone that needs a lil' assist with their credit!! We're so excited to be able to raise our kids in a place they truly call home forever!
Marty Wimes
Marty WimesExtremely Satisfied
Read More
I been trying to repair my credit for years I first started by trying to do it myself and realize that I don't have a clue what I was doing,so I tried Lexington Law Firm I figured they would get things straighten out well after 7 months and $127 a month they manage to get one thing deleted,so I gave up on them and my fiance told me about Craig Rice so I gave him a try after 5 to 15 minutes of listening to him explain things to me I knew right then he knew what he was talking about so about a month in I was getting worried that it might not happen so call Craig and told him do he think it's better to negotiate with the creditors and arrange to pay them he told me no let's hold on a few days the results will be in,and sure thing he was right he gotten 10 creditors deleted my credit score was 524 it jump to 574,then he help me get a secure card and once that showed on my credit it jump to 666 when seen that I was shock,I was glad I went with patriots they did a outstanding job and the good thing Craig will continue to work with me I highly recommend this service.
Gary Corbin
Gary CorbinWOW!
Read More
Wow. First let me say how excited I am that I am closing on a new home Feb 23rd, 2018. I started mu Journey with Craig Rice at Patriots in the fall of 2017 if that tells you anything. I had gone through a divorce and all the debt that comes with it. Craig had clean up my credit quickly and efficiently. My largest debt was 4000 dollars and that was the first to come off all three credit bureau's. Not only did I walk awayw with clean credit, i walk away with a new friend. CRAIG RICE IS AWESOME!!!
Jessica Baran
Jessica Baran
Jessica Baran
Read More
We used them to help bring up our scores, to get approved for a mortgage. In like 3 months they had our scores up high enough and even set us up with a mortgage guy. Easy process, great people. I highly recommend them!
Cherelle Jackson
Cherelle Jackson
Read More
Nation wide credit experts walked me through the entire process of cleaning up my credit,was there at any day and time to answer any questions or concerns that I may have had.I was led into the right direction as to getting my credit score up.I would strongly recommend Nation wide credit experts.
Julie Humpal
Julie Humpal
Read More
I recently had the pleasure of working with Patriots Credit Service to help one of my clients improve their credit and prepare for the purchase of their dream home. And I must say, the level of service and expertise provided by this company was absolutely outstanding. Their team of experts was able to identify areas where my client's credit was lacking and worked tirelessly to improve their credit score. They provided my client with personalized guidance and support every step of the way, and went above and beyond to ensure that my client was in the best possible position to purchase their home. What impressed me the most was the incredible job they did in such a short period of time. My client's credit score improved significantly, and they were able to secure a mortgage with a great interest rate thanks to Patriots Credit Service's expertise and guidance. Beyond their expertise, the team at Patriots Credit Service was also a pleasure to work with on a personal level. They were friendly, approachable, and genuinely cared about my client's well-being and satisfaction. Overall, I would highly recommend Patriots Credit Service to anyone in need of credit repair services. They are truly the best in the business and their commitment to excellence is evident in everything they do. Thanks to their efforts, my client was able to purchase their dream home and achieve their financial goals.
Seaver Sisler (Your Real Estate Guy)
Seaver Sisler (Your Real Estate Guy)
Read More
Patriot Credit has been a great asset and partner when I’ve had clients needing help repairing their credit in order to purchase a home. I’m amazed by the things they’ve been able to do for them! I highly recommend anyone needing help with their credit to contact them.

Free Credit Analysis