About Us

About Patriots Credit Services

At Patriots Credit Services, we are dedicated to helping people improve their credit scores and achieve their financial goals. We understand that a good credit score is essential for obtaining loans, credit cards, and even renting an apartment or getting a job.

Our founder, Craig Rice, has over 25 years of experience in the credit and mortgage industry and is one of the 12 Advisory Board Members with the Organization for Consumer Credit Advocacy & Mediation (OCCAM). They are the Association which oversees and governs the Credit Repair Industry, and knowing our owner is one of the 12 that oversees it, is a relief to know you will get the best of the best. Based on the CRO industry as a whole, Mr. Rice and PCS rank in the top 2%, so you know you’re in good hands with us.
If you would like to learn more about our Founder Craig Rice, read more about him below.

We offer a range of services to help our clients, including credit repair, debt negotiation, student loan consolidation, nationwide realtors and lenders, an Attorney on staff, and an Underwriting Dept, which is ran by our QC Underwriter with over 25 years of experience. We even have a team of Business funding and commercial lending specialists within our Board of Directors.

At Patriots Credit Services, we believe in getting paid on results, not time. We won’t stretch out the process to increase our revenue like some other CROs. Instead, the more we delete, the more we get paid. Plus, we offer a 100% money-back guarantee, so you have nothing to lose.

We also have an Underwriting Department that can semi-underwrite your file before it’s handed back to the lender, so you know you’re approved before you’re underwritten. And if you encounter more difficult situations, we have an attorney to handle those situations.

Choose Patriots Credit Services and get the expertise of over 100 years of combined credit, mortgage, and lending experience, just on our Board of Directors alone. We are dedicated to helping our clients achieve financial freedom and will work tirelessly to help you reach your goals.

Meet “Credit Craig”

Craig Rice is a highly accomplished financial professional with over two decades of experience in the credit and mortgage industry. He started his career in 1996, and within a year, he began helping clients with credit issues to qualify for financing. With a strong focus on credit repair, he established himself as a licensed .031 Loan Originator and worked tirelessly to help his clients improve their credit reports.

Over the years, Craig has opened several offices in Chicago, Miami, Los Angeles areas and continues to build nationwide. He has been instrumental in building and leading teams to take care of his clients. As the CEO and founder of Patriots Credit Services, he has helped countless individuals and businesses turn denied prospects into approved borrowers.

In addition to his work in the credit repair industry, Craig is passionate about education. He has been a guest speaker at numerous conventions and seminars, where he shares his knowledge and experience with Real Estate Agents, Lenders, Loan Officers, Attorneys and Consumers. Through his coaching and training programs, Craig helps others to understand credit and improve their financial standing.

As a member of the Credit Consultants Association, the National Association of Credit Services Organizations, and the Organization for Consumer Credit Advocacy & Mediation, Craig stays up-to-date with the latest developments in the industry. He is committed to providing his clients with the highest level of service and ensuring that his team operates with the utmost professionalism and compliance.

As one of the 12 Advisory Board Members with the Organization for Consumer Credit Advocacy & Mediation, Craig Rice plays an important role in overseeing the entire credit repair industry. His Committee Chair responsibilities range from Education to Compliance & Government Affairs. He uses his expertise and knowledge to ensure that their Credit Repair Organizations operate with the highest level of compliance and professionalism, and that its members adhere to the highest ethical standards. This is just one example of Craig’s dedication to the credit repair industry and his commitment to providing his clients with the best possible service.

With his extensive experience, unwavering commitment to excellence, and passion for helping others, Craig Rice is a true leader in the credit repair industry!

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