About Us
About Patriots Credit Services
Meet Our Leader
Craig Rice (“Credit Craig”)
Craig Rice is a highly accomplished financial professional with over two decades of experience in the credit and mortgage industry. He started his career in 1996, and within a year, he began helping clients with credit issues to qualify for financing. With a strong focus on credit repair, he established himself as a licensed .031 Loan Originator and worked tirelessly to help his clients improve their credit reports.
Over the years, Craig has opened several offices in Chicago, Miami, Los Angeles areas and continues to build nationwide. He has been instrumental in building and leading teams to take care of his clients. As the CEO and founder of Patriots Credit Services, he has helped countless individuals and businesses turn denied prospects into approved borrowers.
In addition to his work in the credit repair industry, Craig is passionate about education. He has been a guest speaker at numerous conventions and seminars, where he shares his knowledge and experience with Real Estate Agents, Lenders, Loan Officers, Attorneys and Consumers. Through his coaching and training programs, Craig helps others to understand credit and improve their financial standing.
As a member of the Credit Consultants Association, the National Association of Credit Services Organizations, and the Organization for Consumer Credit Advocacy & Mediation, Craig stays up-to-date with the latest developments in the industry. He is committed to providing his clients with the highest level of service and ensuring that his team operates with the utmost professionalism and compliance.
As one of the 12 Advisory Board Members with the Organization for Consumer Credit Advocacy & Mediation, Craig Rice plays an important role in overseeing the entire credit repair industry. His Committee Chair responsibilities range from Education to Compliance & Government Affairs. He uses his expertise and knowledge to ensure that their Credit Repair Organizations operate with the highest level of compliance and professionalism, and that its members adhere to the highest ethical standards. This is just one example of Craig’s dedication to the credit repair industry and his commitment to providing his clients with the best possible service.
With his extensive experience, unwavering commitment to excellence, and passion for helping others, Craig Rice is a true leader in the credit repair industry!
Meet Our Executive Team

Robert Posteluk
Senior Vice-President

Robert Posteluk
Senior Vice-President
Rob Posteluk is an entrepreneur with a background in finance who, while in high school, found his passions after being hired to shred paper at a local credit union. He went on to complete a five-year business program in three years and earn his degree, working his way up to become Executive Vice-President. Shortly after, he started his first business, doing computer repair, and quickly grew that one location into sixty-three locations across his home state.
His ability to scale businesses is one of his greatest strengths and he is now a serial entrepreneur with a portfolio of multiple businesses in the fields of technology and real estate. Over the years, he has also excelled in the banking industry as a leading commercial lender, exceeding goals year after year.
Rob realizes the value of not only growing revenue streams, but more importantly, growing people. His desire is to inspire others, help them succeed and be their very best. He has been a mentor to many business owners and his experience as Senior Vice President at one of the leading metal fabricating companies has made him the top choice for many when it comes to business analysis and consulting.
- Email:rob@patriotscredit.com

Nicole Haas
Vice President

Nicole Haas
Vice President

Derek Blanchard
Chief Financial Officer

Derek Blanchard
Chief Financial Officer
Derek Blanchard graduated from the University of Minnesota – Carlson School of Management with a degree in finance, then spent the next 16 years working in all areas of banking. He started his career as a Commercial Lender, then as a Senior Credit Analyst, underwriting hundreds of multi-million-dollar credit relationships. He also spent time as a Credit Officer performing loan review functions, approving consumer and mortgage loan requests, building consumer credit underwriting systems, and performing bank loan portfolio analysis and stress testing.
In addition to his vast knowledge and experience with credit and finance, Derek has a passion for financial education. He volunteers his time working with college students on various credit case study competitions, through the Risk Management Association and has contemplated graduate school in order to further help him educate others. He is driven to help others and looks forward to using his experience to help those that need financial assistance. In his free time, he enjoys golfing and spending time with his wife, Nicole and their four sons, Dominick, Deacon, Dax, and Damon.
- Email:derek@patriotscredit.com

Enrique Ramos
Chief Operating Officer

Enrique Ramos
Chief Operating Officer
Enrique Ramos is an accomplished business owner and entrepreneur with a wealth of experience in the fields of information technology, real estate, and investments. With a keen eye for opportunity, he has successfully navigated these industries, leveraging his expertise to help achieve remarkable results.
Enrique earned Bachelor’s Degree in Business Administration, and is currently pursuing his Master’s Degree of Business Administration. He values the power of connection and meaningful interactions with friends and acquaintances; these inspire his creativity, allowing for fresh ideas and perspectives.
Outside of business, he enjoys traveling and cherishes the moments spent with family, including his devoted wife and wonderful children. Exploring new places, meeting new people, and engaging in enriching experiences fuel his entrepreneurial spirit. Driven by a diverse range of interests and a desire for both personal and professional growth, Enrique continues to pave the way for achievement in the ever-evolving business landscape.