Patriots Credit Services - Terms & Conditions

Patriots Credit Services

General Terms and Conditions

A. Purpose of Agreement

This Credit Repair Service Contract between Patriots Credit Services (“Consumer Credit Division”) and the undersigned (“Client”) is for the purpose of purchasing credit report & improvement services...

B. Service Details

Consumer Division will set up Client’s case file, including but not limited to, creating an online portal with secure passwords, creating a helpdesk account, and reviewing credit reports at no charge...

C. Non-Payment

If any form of payment you supply is uncollectible for any reason, this Agreement shall, at the discretion of Consumer Division, charge you a dishonored payment fee of $25.00...

D. Credit Application

Client shall not apply for any type of credit until they have terminated this agreement...

E. Client Cooperation

The Client agrees to send all credit reports and/or correspondence received from credit bureaus within five (5) days...

F. Privacy Policy

Your information will never be sold to any third parties for marketing purposes...

G. Limited Power of Attorney

By executing this Contract, Client grants Consumer Division a limited power of attorney to:

  • Obtain credit information.
  • Sign correspondence to record holders.
  • Discuss information with record holders.

H. Termination

This agreement may be terminated by either party at any time by sending in the attached termination form...

I. Services Completion/Total Payments

Client’s service is completed, each month, on the day before the scheduled billing cycle...

J. Exclusive Agent

During the term of this Agreement, Client agrees to only communicate with credit bureaus through Consumer Division...

K. Disclosure Acknowledgment

Client acknowledges that they could undertake similar techniques to repair their credit but choose to hire Consumer Division...

L. General Provisions

  • This Agreement is entered into in the State of Illinois.
  • This Agreement represents the entire Agreement of the parties.
  • Winnebago County Superior Court, in Rockford, IL, shall have exclusive jurisdiction.

Fee Structure

Our fees are based on the Audit Fee at $499 per individual or $749 per couple, unless otherwise specified within this agreement.

Client Signatures

Signature:   Print Name:   Date:

Signature:   Print Name:   Date:

NOTICE OF CANCELLATION

You may cancel this contract, without any penalty or obligation, within 3 days from the date the contract is signed.

Cancellation Address

Patriots Credit Services - Consumer Credit Division
435 N. Mulford Rd, Ste 7
Rockford, IL 61107

I hereby cancel my service effective:

Print Client’s Name:   Social Security Number:

Reason for Cancellation:

Client’s Signature:   Print Name: