Close this search box.

About Us

Welcome to Patriots Credit Services.

Welcome to Patriots Credit Services, your trusted partner for credit improvement and financial success. Founded by Craig Rice, a 25+ year veteran in the credit and mortgage industry, and fueled by a passion to help others realize financial freedom, we are a top 2% player in the credit advocacy industry.

Our Story

At Patriots Credit Services, we understand the profound impact a good credit score can have on your financial future. Our mission is to provide comprehensive credit advocacy services that empower individuals to take control of their financial health. We specialize in credit advocacy, debt negotiation, student loan consolidation, and offer access to nationwide realtors and lenders. Our in-house legal support and experienced underwriting department ensure that every client’s unique needs are met with precision and care.

Our Expertise

Our Board of Directors is comprised of experts in business funding and commercial lending, with our Underwriting Department helping clients gain pre-approval for loans. Our dedicated attorney handles complex credit situations, ensuring that we navigate the legal landscape effectively to advocate for our clients’ best interests.

When you choose Patriots Credit Services, you benefit from over 75 years of collective experience in credit, mortgage, and lending. Our results-based compensation model ensures that we are as committed to your success as you are, and we stand behind our services with a 100% money-back guarantee.

Meet Our Founder and CEO

Craig Rice, Founder and CEO

Craig Rice, known as “Credit Craig,” is a highly accomplished financial professional with a deep passion for helping those in need of credit advocacy. His career began in 1997, assisting individuals with credit issues to qualify for financing. As a licensed .031 Loan Originator, Craig has opened several offices in Chicago, Miami, and Los Angeles, and continues to build nationwide, turning denied prospects into approved borrowers.

Craig is also a passionate educator, frequently speaking at conventions and seminars across the country. He shares his expertise with real estate agents, lenders, loan officers, attorneys, and consumers, helping them understand credit and improve their financial standing.

As a member of the Credit Consultants Association, the National Association of Credit Services Organizations, and the Organization for Consumer Credit Advocacy & Mediation (OCCAM), Craig stays at the forefront of industry developments. His role as one of the twelve Advisory Board Members with OCCAM includes overseeing the credit advocacy industry, ensuring compliance, and upholding the highest ethical standards.

Craig’s extensive experience, commitment to excellence, and dedication to helping others make him a true leader in the credit advocacy industry.

Call us now


Our Home Loan Underwriting Department

Our Home Loan Underwriting Department is staffed with seasoned professionals who have over 20 years of experience in the industry. They play a crucial role in evaluating and approving loans, ensuring that all financial decisions are made with precision and in the best interest of our clients. The department works closely with local mortgage companies to facilitate seamless loan approvals and provide comprehensive support throughout the home buying process.

Our Legal Department

Our in-house Legal Department is led by experienced attorneys who specialize in credit advocacy and consumer protection laws. They handle the complex legal aspects of credit disputes, debt negotiations, and compliance issues. By ensuring that all actions are legally sound, our legal team provides our clients with the highest level of protection and advocacy.