Rental Kharma - Patriots Credit Services

Boost Your Credit Score with Rental Kharma!

Get Your Rent Payments Counted Towards Your Credit Score!

Did you know that your monthly rent payments could help you qualify for a mortgage? With the latest mortgage scoring models like VantageScore 4.0 and FICO 10/10T, adding rental history to your credit report can make a big impact!

Why Add Rent Payments to Your Credit Report?

Improved Credit Score: Rental history can enhance your credit mix and payment history, two key factors in your credit score.
Mortgage Approval Ready: The latest scoring models give more weight to rent payments, helping you qualify for a mortgage faster.
No Credit? No Problem! If you’re new to credit, reporting your rent can establish your credit profile without needing a credit card.

How Rental Karma Works

Simple Enrollment: Connect your landlord or property manager to securely verify your payments.
Fast Reporting: Your rental history gets reported to major credit bureaus, boosting your credit score.
Build Credit Faster: Unlike traditional methods, you’ll see the impact of your rent payments on your score sooner.

The New Advantage with VantageScore 4.0 and FICO 10/10T

VantageScore 4.0: This model now considers rental payments as a key indicator of creditworthiness, giving renters a new opportunity to improve their score.
FICO 10/10T: With trended data, consistent rent payments show positive payment behavior, increasing your chances of mortgage approval.

Ready to Get Started?

Scan the QR code below or the button to enroll with Rental Kharma today!

Partner With Us

Are you a real estate agent, mortgage lender, or property manager? Partner with us to help more clients qualify for home loans by leveraging their rental history.

Boost Client Approval Rates
Close Deals Faster
Enhance Client Satisfaction

Why Patriots Credit Services?

At Patriots Credit Services, we’re dedicated to helping you achieve homeownership. Our credit-building solutions, including Rental Kharma, are designed to make your dream home a reality.